MONEYSAVE, a Securities Commission Malaysia regulated Peer-to-Peer (P2P) financing platform, today announced a target to facilitate up to RM300mil in funding for SMEs and Mid-Tier Companies (MTCs) in Artificial Intelligence (AI), semiconductor, and Electrical and Electronics (E&E) — as Malaysia’s semiconductor industry continues to strengthen its position as a key investment, manufacturing, and global supply chain hub.
The announcement was made at the MSIA SME-MNC Connect Day & SME Financing Conference 2026, held at Ascott Gurney, Georgetown, Penang, and organised by the Malaysia Semiconductor Industry Association (MSIA).
The initiative addresses the financing gap faced by businesses requiring additional working capital to secure contracts, execute projects, expand operations, and participate in larger supply-chain opportunities. Financing is available immediately, with applications open to eligible SMEs and MTCs nationwide.
Filling the funding gap for high-growth SMEs
Moneysave’s Penang initiative provides businesses with access to flexible financing solutions, including:
- Project and down-payment financing
- Working capital and business expansion financing
- Invoice financing and factoring
These solutions are designed to support business owners, main contractors, sub contractors, and suppliers that require additional capital to take on larger projects, improve cash flow, and strengthen competitiveness.
Collateral-free financing of up to RM25mil per SME
For eligible businesses, Moneysave provides financing facilities ranging from RM500,000 to RM25 mil per SME, without requiring conventional collateral or compulsory payment assignments.
Eligibility is open to Malaysian-registered SMEs and MTCs with demonstrated commercial contracts or growth opportunities in the AI, semiconductor, and E&E sectors.
Applicants can begin the process via Moneysave’s platform, with dedicated financing clinics available to guide businesses through onboarding.
No equity dilution until valuation is optimised
Fundraising through Moneysave saves SME owners from premature equity dilution, particularly once they have exhausted traditional financing sources such as banking facilities.
Proven track record across strategic industries
To date, Moneysave has facilitated more than RM450mil in P2P financing to over 100 SMEs and businesses, across industries including oil and gas services and equipment (OGSE), semiconductors, E&E, logistics, maritime services, manufacturing, construction support, renewable energy, and agro-food.
Moneysave has financed SMEs and MTCs with annual turnovers ranging from approximately RM3mil to RM400mil, as well as several listed companies.
Powering the next phase of growth for AI, Semiconductor and E&E
Vincent Soh, Chief Executive Officer of Moneysave, said the company wants to make alternative financing more accessible to businesses with strong commercial potential.
“Our objective is to democratise access to capital for Malaysian businesses that have the capability and commercial opportunities to grow, but may face limitations with traditional financing,” he said.
“We provide financing facilities from RM500,000 to RM25mil per SME, with no collateral, no equity dilution, and no compulsory payment assignments. This makes our financing solutions highly sought after by fast-growing companies and pre-IPO candidates in the industry,” Soh added.
RM1bil national target for 2027–2029
Looking ahead, Moneysave aims to facilitate RM1bil in financing nationwide between 2027 and 2029, with particular focus on high-growth and Shariah-compliant industries.
“Over the next three years, we aim to facilitate RM1bil in financing nationwide, with a particular focus on high-growth and Shariah-compliant industries,” Soh said.
Moneysave’s expansion strategy includes a series of financing clinics, business advisory sessions, investment forums, and financial literacy programmes organised with industry associations and ecosystem partners.
These partners include the Northern Corridor Implementation Authority (NCIA), Iskandar Regional Development Authority (IRDA), Malaysia Semiconductor Industry Association (MSIA), MSME Association, PETRONAS, SAMENTA, MPMA, TEEAM, MOGSC, PKBM, PKMM, MICCI, Associated Chinese Chambers of Commerce and Industry of Malaysia (ACCCIM), Malaysia-China Chamber of Commerce (MCCC), and other industry associations.—Oct 5, 2026
Main image: Moneysave
